If one has a cat they're pretty sure is a Manx - he has a short tail - but rescued him from the side of the road, is it necessary to when signing him up for pet insurance to tell them the breed he seems to be?
He was found on the side of the highway as a kitten, injured and starving, many years ago. He came running as soon as he saw a human pull over and hold her arms out to him; he seemed to have been abandoned, he seemed diseased and unhealthy then. He got good vet treatment at the time. He's now about 6, and is quite healthy overall, though has always loved food, presumably because of the trauma of not having it as a kitten, and is a bit overweight - he particularly loves bread (wtf weird cat??) and creme fresh. Food puzzles and portion control have been helping with his weight, but he's not there yet. Since he's probably a Manx, he'll probably live to about 20. He's quite intelligent and acts as the caretaker of the other two cats he lives with.
We'd like to sign them all up for pet insurance; but insurance quotes, if we say he's a pedigreed manx, seem to be much more expensive. Nobody has ever actually said "yes, that's officially a manx cat"; it's conceivable that he lost his tail while he was lost in the woods as a kitten. But even then, manxes are a healthier breed, unlike most other breeds, so you'd expect insurance to be cheaper.
Does it make sense, since we don't have pedigree papers, to sign him up for pet insurance as a generic breed? Or do we have to say "he's specifically a manx" even though we've never confirmed that? We're obviously hoping for the former, but want to make sure it's actually ok to do before just going ahead with it.